Term & Fiduciary Deposits

Enjoy higher interest rates for your deposits

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Attractive interest rates
with fixed/flexible placement durations

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Reputable counterparties:
Swissquote and a selection of 9 banks to choose from

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Benefit from accrued liquidities
with our Lombard loan against the pledge of your deposit

Call us on +41 44 825 88 88 to find out our latest rates and place your order.

Did you know?
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You can easily request a Lombard loan with attractive conditions by pledging up to 90% of the value of the funds locked in a term or fiduciary deposit.

This means that even as your money is generating interest, you can rapidly obtain the liquidity to seize new investment opportunities, at any time.

Discover our Lombard loans

Conditions & Pricing
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Term Deposits

Fiduciary Deposits

Placement duration

Fixed from 1 to 12 months or flexible with 48h notice period (Call)

Minimum investment amount

CHF/EUR/USD 100'000 (or higher, depending on counterparty)

Currencies offered

CHF/EUR/USD/GBP/CAD/AUD or other currencies upon request

Payment of interests

On maturity for fixed placements / Quarterly for call placements

Value date for operations

48 hours – D+2

Order placement

By telephone on +41 44 825 88 88

Counterparty

Swissquote Bank

Your choice among 9 partner banks

Ticket Fee

0

CHF/EUR/USD 25 or equivalent value in EUR

Commission on paid interests

None

Based on the amount of the nominal in CHF/EUR/USD or equivalent in EUR.
•    100'000 – 499'999: 10%
•    500'000 – 999'999: 8%
•    Over 1'000'000: 5%
 

Withholding tax

35% on interests

Not Applicable

Increase / Decrease of capital (call deposits only)

CHF/EUR/USD 25 or equivalent in EUR

Ancillary fees

VAT applicable to commissions paid (Swiss residents only)