Trading Account Fees: Custody, Payment and Other Fees

ACCOUNT FEES

Interest rates on cash deposits

CASH DEPOSIT	CHF	EUR	GBP	USD	AED
< 200K	0.10%	0.10%	0.10%	0.20%	0.20%
200K – 500K	0.25%	0.20%	0.20%	0.30%	0.30%
> 500K	0.50%	0.30%	0.30%	0.40%	0.40%

If you qualify for a higher interest rate, that rate will apply to the full amount of the deposit. For example, with a deposit of 200k, you will earn 0.25% on the entire sum.

Interests are accrued daily, based on the balance at the end of each day. They are deposited on your account once a year, at the end of the year. Positive interest rates only apply to private clients, legal entities are not eligible.

Custody Fees

The custody fees are charged periodically on a quarterly basis. Positive and negative interests apply to cash assets.

Custody fees per quarter in CHF	Asset in CHF* (except liquidity)
20	0 ‑ 50'000
25	50'000.01 ‑ 100'000
37.5	100'000.01 ‑ 150'000
Max. 50	>150'000

For assets above CHF 1 million, a fee of 0.0075% per quarter will be added to cover external safekeeping fees.

*Crypto‑assets are included in the custody fee calculation

For Gold bullion (XAU), a custody fee of 0.2% per annum will be added. For certain jurisdictions a custody fee of 0.15% p.a. is applicable. Concerned clients will be informed individually.

Download fee schedule

The custody fee for legal entities is 0.025% per quarter with a minimum of CHF 20.‑ per quarter and no maximum

Debit Interest Rates

Overview reference interest rates for negative cash assets. Please find below the monthly fixed reference rates as well as the monthly updated and applied interest rates for Swissquote current accounts.

* In case of negative reference interest rates, a calculation basis of 0% is used.

Currency	Reference interest rate (%)	Lombard loan interest rate (%)	Debit interest rate (%)
USD	5.33	8.33	9.58
EUR	3.91	6.91	8.16
GBP	5.21	8.46	9.46
CHF	1.44	4.44	5.69
JPY	0.08	3.33	4.33
AUD	4.30	8.30	9.30
CAD	5.29	9.29	10.29
NZD	5.60	9.60	10.60
SEK	3.99	8.99	9.99
DKK	3.85	8.85	9.85
NOK	4.63	9.63	10.63
ZAR	8.25	13.25	14.25
SGD	3.66	8.66	9.66
TRY	52.53	60.53	60.53
THB	2.55	10.55	10.55
CZK	5.76	13.76	13.76
HUF	8.01	16.01	16.01
INR	7.08	15.08	15.08
HKD	4.28	12.28	12.28
ILS	4.48	12.48	12.48
RUB	15.95	23.95	23.95
PLN	5.74	13.74	13.74
MXN	11.25	19.25	19.25
ISK	9.51	17.51	17.51
IDR	6.71	14.71	14.71
BRL	10.65	18.65	18.65
ROL	5.87	13.87	13.87
AED	5.42	10.42	11.42
CNH	2.02	7.02	6.27
TWD	1.51	‑	7.51

Precious metal accounts (non‑deliverable)

XAU (Gold, quality 995)	0.2%
XAG (Silver)	0.25%
XPD (Palladium)	0.25%
XPT (Platinium)	0.25%

Payment Fees

Summary of the fees for outgoing payments by currency and special payment types. Ingoing wire transfers are free of charge.

Online payments ‑ within Switzerland, Liechtenstein (CHF/EUR)	Free of charge
SEPA credit transfers	EUR 2
Additional costs in accordance with the regulation on charges to be paid by the sender (OUR)	CHF/EUR/USD 25, GBP 20

Currencies	Shared charges¹	Charges borne by the beneficiary²	Charges borne by the remitter³
CHF	2 CHF	2 CHF	25 CHF
EUR	10 EUR	10 EUR	25 EUR
USD	10 USD	10 USD	25 USD
AED	55 AED	55 AED	110 AED
AUD	20 AUD	20 AUD	40 AUD
CAD	20 CAD	20 CAD	40 CAD
CZK	375 CZK	375 CZK	750 CZK
DKK	100 DKK	100 DKK	200 DKK
GBP	10 GBP	10 GBP	20 GBP
HKD	120 HKD	120 HKD	240 HKD
HUF	4'300 HUF	4'300 HUF	8'600 HUF
ILS	60 ILS	60 ILS	120 ILS
JPY	1'500 JPY	1'500 JPY	3'000 JPY
MXN	295 MXN	295 MXN	590 MXN
NOK	125 NOK	125 NOK	250 NOK
NZD	20 NZD	20 NZD	40 NZD
PLN	60 PLN	60 PLN	120 PLN
SAR	60 SAR	60 SAR	120 SAR
SEK	125 SEK	125 SEK	250 SEK
SGD	20 SGD	20 SGD	40 SGD
THB	550 THB	550 THB	1'100 THB
TRY	45 TRY	45 TRY	90 TRY
ZAR	235 ZAR	235 ZAR	470 ZAR

Manual order (letter, fax, email)	15 CHF
Express online payments⁴	5 CHF

Bank/Post wire transfer⁵	Free of charge

Payment card deposits	1.9% (Switzerland and Europe) / 0% (rest of the world)⁷

Account funding & Withdrawals

Summary of the fees for account funding by channel.

	Funding	Withdrawal	Processing Time
Wire Transfer*	‑	Based on currency Consult our payment fees	Up to 1 working day
Visa / Mastercard**	0% for clients residing outside of SEPA countries 1.9% third‑party fees for SEPA countries residents	N/A	Instant (max. 2h)***

Real Time Data Feeds

You can subscribe to a variety of real time data feeds and make your trading decisions based on the most up‑to‑date information.

Real Time Data Feeds	Fees
Eurex	CHF 27 / quarter CHF 108 / year
STOXX Indices	EUR 5 / month

Real Time Data Feeds	Fees
International Securities Exchange (ISE)	USD 3 / month
Chicago Mercantile Exchange (CME)	USD 50 / month
Chicago Board of Trade (CBOT)	USD 50 / month
New York Commodities Exchange (COMEX)	USD 50 / month
New York Mercantile Exchange (NYMEX)	USD 50 / month

Real Time Data Feeds Package	Fees
CME Markets Package (CME + CBOT + COMEX + NYMEX)	USD 150 / month

Other fees

Additional Position Statement by post	25 CHF
Tax statement / Income statement	Fixed price 100 CHF + 10 CHF fee for shipping abroad
Bank confirmation	100 CHF
Postal delivery of bank statements	10 CHF per month
Processing costs for non‑private clients domiciled abroad*	300 CHF per year

Initial steps to re‑establish contact	100 CHF
Basic researches	200 CHF for clients in Switzerland 300 CHF for clients abroad
Advanced researches	150 CHF / hour Minimum 300 CHF Plus third party costs
Notification to SIX SIS AG	50 CHF
Management of assets without contact and dormant assets	150 CHF per year and per account

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Tariffs for the crediting of cheques⁶	30 CHF	30 CHF	20 GBP
	Other eligible currencies: equivalent of 30 CHF

	Funding	Withdrawal	Processing Time
	Deposit	Withdrawal	Processing Time
Wire Transfer*	‑	Based on currency Consult our payment fees	Up to 1 working day
Visa / Mastercard**	0% for clients residing outside of SEPA countries 1.9% third‑party fees for SEPA countries residents	N/A	Instant (max. 2h)***